Do I Need Life Insurance?

Unless you are extremely wealthy beyond the imagination, most likely the answer is yes. The most important thing to look at when deciding on life insurance is the needs of the family.

Life Insurance Can Help...

• Provide an income for the policyholder’s spouse to give the family time to readjust to a new standard of living
• Pay off an individual’s last debts such as medical bills and funeral expenses
• Provide a monthly income until the children are grown and out of school
• Meet estate taxes and other expenses in settling an estate
• Draw interest to provide funds for some special purpose
• Provide life income for the spouse
• Pay for the children’s education
• Provide funds for retirement
• Pay off a mortgage

Remember, life insurance isn't for you, it's for those that you leave behind!